UCO Bank Bagodar
Bagodar · Giridih, Jharkhand
825028322 is the MICR code for the Bagodar branch of UCO Bank, located in Giridih, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002797.
Bank
UCO Bank
Branch & Address
Bagodar
Sri Keshri Nandan Complex, Gt Road Bagodar Po Ps Bagodar, Dist Giridih , Giridih , Jharkhand PIN 825322
Giridih, Bagodar, Jharkhand
Contact
+919430106412MICR Code Structure
825
City
028
Bank
322
Branch
City code 825 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 322 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Giridih
Other banks in Giridih, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002797) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 825028322 is in the middle, and your account number is on the right.