Bank of India Moko (BOI)
Moko · Moko Distdhanbad, Jharkhand
826013514 is the MICR code for the Moko branch of Bank of India, located in Moko Distdhanbad, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0004743.
Bank
Bank of India
Branch & Address
Moko
At P O Mokovia Baliapur Dist Dhanbad
Moko Distdhanbad, Moko Distdhanbad, Jharkhand
Contact
+918406002060MICR Code Structure
826
City
013
Bank
514
Branch
City code 826 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 514 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Moko Distdhanbad
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0004743) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 826013514 is in the middle, and your account number is on the right.