Utkarsh Small Finance Bank Govindpur
Govindpur · Dhanbad, Jharkhand
826762003 is the MICR code for the Govindpur branch of Utkarsh Small Finance Bank, located in Dhanbad, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001414.
Bank
Utkarsh Small Finance Bank
Branch & Address
Govindpur
Plot no 358 359 Khata no 36 Village Amarpur, Garg Complex Upar Bazar, P.s.- Govindpur P.s 165, District-dhanbad Jharkhand PIN Code-828108
Dhanbad, Govindpur, Jharkhand
Contact
+919131989811MICR Code Structure
826
City
762
Bank
003
Branch
City code 826 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Dhanbad
Other banks in Dhanbad, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001414) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 826762003 is in the middle, and your account number is on the right.