HDFC Bank The Koylanchal Urban Coop Bank LTD
The Koylanchal Urban Coop Bank LTD · Dhanbad, Jharkhand
826802003 is the MICR code for the The Koylanchal Urban Coop Bank LTD branch of HDFC Bank, located in Dhanbad, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CKUCBD.
Bank
HDFC Bank
Branch & Address
The Koylanchal Urban Coop Bank LTD
Shivam Complex Bank Road Dhanbad Jharkhand
Dhanbad, Dhanbad, Jharkhand
Contact
+919304648678Codes for this Branch
MICR (cheques)
826802003
IFSC (online transfers)
HDFC0CKUCBD
SWIFT / BIC
HDFCINBB
MICR Code Structure
826
City
802
Bank
003
Branch
City code 826 identifies the RBI clearing centre, bank code 802 identifies HDFC Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Dhanbad
Other banks in Dhanbad, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CKUCBD) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 826802003 is in the middle, and your account number is on the right.