Esaf Small Finance Bank Jamshedpur
Jamshedpur · Jamshedpur, Jharkhand
831760002 is the MICR code for the Jamshedpur branch of Esaf Small Finance Bank, located in Jamshedpur, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001666.
Bank
Esaf Small Finance Bank
Branch & Address
Jamshedpur
Plot No-1072, Ward no 13, Singhel Tower, Near S- Type Chowk, Saraikela Kharswan, Adityapur P O, Jamshedpur, Jharkhand 831013
Jamshedpur, Jamshedpur, Jharkhand
Contact
+919288013110MICR Code Structure
831
City
760
Bank
002
Branch
City code 831 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Jamshedpur
Other banks in Jamshedpur, Jharkhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001666) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 831760002 is in the middle, and your account number is on the right.