Bank of India Karaikella (BOI)
Karaikella · Karaikella Distwest Singhbhum, Jharkhand
833013809 is the MICR code for the Karaikella branch of Bank of India, located in Karaikella Distwest Singhbhum, Jharkhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0004534.
Bank
Bank of India
Branch & Address
Karaikella
Pokaraikelavia Chakradharpur Dist West Singhbhum
Karaikella Distwest Singhbhum, Karaikella Distwest Singhbhum, Jharkhand
Contact
+916587244244MICR Code Structure
833
City
013
Bank
809
Branch
City code 833 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 809 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Karaikella Distwest Singhbhum
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0004534) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 833013809 is in the middle, and your account number is on the right.