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Bank of India Maharajganj (BOI)

Maharajganj · Maharajganj, Bihar

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841013708

841013708 is the MICR code for the Maharajganj branch of Bank of India, located in Maharajganj, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0004681.

Bank

Bank of India

Branch & Address

Maharajganj

At Po Maharajganj Distt Siwanmaharajganj

Maharajganj, Maharajganj, Bihar

Contact

+916153420016

Codes for this Branch

MICR (cheques)

841013708

IFSC (online transfers)

BKID0004681

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MICR Code Structure

841

City

013

Bank

708

Branch

City code 841 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 708 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Bank of India (BOI) branches near Maharajganj

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0004681) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 841013708 is in the middle, and your account number is on the right.

View full branch details for IFSC BKID0004681