DCB Bank Ghoswar
Ghoswar · Vaishali, Bihar
844072002 is the MICR code for the Ghoswar branch of DCB Bank, located in Vaishali, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code DCBL0000414.
Bank
DCB Bank
Branch & Address
Ghoswar
Dcb Bank Ltd, Ghoswar Branch, N.h.22 (hajipur-mujaffarpur Highway) Ghoswar, Post Office-rajauli Bo, Hajipur, District-vaishali, State-bihar, Pin-844102
Vaishali, Ghoswar, Bihar
Contact
+91622468997777MICR Code Structure
844
City
072
Bank
002
Branch
City code 844 identifies the RBI clearing centre, bank code 072 identifies DCB Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other DCB Bank branches near Vaishali
Other banks in Vaishali, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (DCBL0000414) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 844072002 is in the middle, and your account number is on the right.