AU Small Finance Bank Jogapati
Jogapati · Pashchimi Champaran, Bihar
845765015 is the MICR code for the Jogapati branch of AU Small Finance Bank, located in Pashchimi Champaran, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0005263.
Bank
AU Small Finance Bank
Branch & Address
Jogapati
First Floor, Khata No. 132, Khasra No. 259, Mouza No. 29, Above Jio Outlet, Jogapatti, West Champaran, Bihar-845452
Pashchimi Champaran, Jogapati, Bihar
MICR Code Structure
845
City
765
Bank
015
Branch
City code 845 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 015 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Pashchimi Champaran
Other banks in Pashchimi Champaran, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0005263) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 845765015 is in the middle, and your account number is on the right.