State Bank of India Racc Darbhanga Fi and Mm (SBI)
Racc Darbhanga Fi and Mm · Darbhanga, Bihar
846002019 is the MICR code for the Racc Darbhanga Fi and Mm branch of State Bank of India, located in Darbhanga, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0062816.
Bank
State Bank of India
Branch & Address
Racc Darbhanga Fi and Mm
G.n. Ganj Raod, Laheriasarai, Darbhanga 846001
Darbhanga, Darbhanga, Bihar
Contact
+916122209052MICR Code Structure
846
City
002
Bank
019
Branch
City code 846 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 019 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Darbhanga
Other banks in Darbhanga, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0062816) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 846002019 is in the middle, and your account number is on the right.