UCO Bank Darbhanga Mlsm
Darbhanga Mlsm · Darbhanga, Bihar
846028003 is the MICR code for the Darbhanga Mlsm branch of UCO Bank, located in Darbhanga, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002048.
Bank
UCO Bank
Branch & Address
Darbhanga Mlsm
Mlsm Branch, Vidyapati Chowk, Kathalwari Po Lalbagh, Darbhanga , Darbhanga , Bihar PIN 846004
Darbhanga, Darbhanga, Bihar
Contact
+916272224829MICR Code Structure
846
City
028
Bank
003
Branch
City code 846 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Darbhanga
Other banks in Darbhanga, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002048) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 846028003 is in the middle, and your account number is on the right.