Central Bank of India Saharbanni
Saharbanni · Khagaria, Bihar
848016003 is the MICR code for the Saharbanni branch of Central Bank of India, located in Khagaria, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CBIN0285207.
Bank
Central Bank of India
Branch & Address
Saharbanni
Central Bank of India Vill Po- Saharbanni, Allauli, Dist- Khagaria, Bihar, 848203
Khagaria, Khagaria, Bihar
Contact
+912222637967MICR Code Structure
848
City
016
Bank
003
Branch
City code 848 identifies the RBI clearing centre, bank code 016 identifies Central Bank of India, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Central Bank of India branches near Khagaria
Other banks in Khagaria, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CBIN0285207) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 848016003 is in the middle, and your account number is on the right.