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Indian Bank Begusarai Main

Begusarai Main · Begusarai, Bihar

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851019103

851019103 is the MICR code for the Begusarai Main branch of Indian Bank, located in Begusarai, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000B711.

Bank

Indian Bank

Branch & Address

Begusarai Main

Katcheri Road Begusarai Begusarai Begusarai HO PIN 851101

Begusarai, Begusarai, Bihar

Contact

+919432343483

Codes for this Branch

MICR (cheques)

851019103

IFSC (online transfers)

IDIB000B711

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MICR Code Structure

851

City

019

Bank

103

Branch

City code 851 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 103 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Indian Bank branches near Begusarai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000B711) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 851019103 is in the middle, and your account number is on the right.

View full branch details for IFSC IDIB000B711