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Punjab National Bank Godergama, Distt. Begusarai (PNB)

Godergama, Distt. Begusarai · Distt. Begusarai, Bihar

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851024605

851024605 is the MICR code for the Godergama, Distt. Begusarai branch of Punjab National Bank, located in Distt. Begusarai, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0149200.

Bank

Punjab National Bank

Branch & Address

Godergama, Distt. Begusarai

BO Godergama, Po Rampur Matihani

Distt. Begusarai, Godergama , Distt. Begusarai, Bihar, Bihar

Codes for this Branch

MICR (cheques)

851024605

IFSC (online transfers)

PUNB0149200

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MICR Code Structure

851

City

024

Bank

605

Branch

City code 851 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 605 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Punjab National Bank (PNB) branches near Distt. Begusarai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0149200) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 851024605 is in the middle, and your account number is on the right.

View full branch details for IFSC PUNB0149200