Bank of Baroda Belgachhi (BOB)
Belgachhi · Purnia, Bihar
854012602 is the MICR code for the Belgachhi branch of Bank of Baroda, located in Purnia, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BARB0BELGAC.
Bank
Bank of Baroda
Branch & Address
Belgachhi
Market Chowk, Belgachhi Nh 31, Dist Purnea, Bihar 854315
Purnia, Purnea, Bihar
Contact
+910221800223344MICR Code Structure
854
City
012
Bank
602
Branch
City code 854 identifies the RBI clearing centre, bank code 012 identifies Bank of Baroda, and branch code 602 identifies this specific branch.
Online Payment Methods Supported
Other Bank of Baroda (BOB) branches near Purnia
Other banks in Purnia, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BARB0BELGAC) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 854012602 is in the middle, and your account number is on the right.