IDBI Araria
Araria · Araria, Bihar
854259002 is the MICR code for the Araria branch of IDBI, located in Araria, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0001537.
Bank
IDBI
Branch & Address
Araria
Raja Market, Bus Stand Road, Araria, Bihar 854311
Araria, Araria, Bihar
Contact
+919122909999MICR Code Structure
854
City
259
Bank
002
Branch
City code 854 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Araria
Other banks in Araria, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0001537) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 854259002 is in the middle, and your account number is on the right.