IDBI Gulabbagh, Purnia
Gulabbagh, Purnia · Purnia, Bihar
854259003 is the MICR code for the Gulabbagh, Purnia branch of IDBI, located in Purnia, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0002446.
Bank
IDBI
Branch & Address
Gulabbagh, Purnia
Idbi Bank Ltd, Gulabbagh Upper Ground Floor Bhagwati Commercial Complex Sanauli Chowk Gulabbagh Purnia-854326 Dist Purnia State Bihar
Purnia, Purnia, Bihar
Contact
+917903041132MICR Code Structure
854
City
259
Bank
003
Branch
City code 854 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Purnia
Other banks in Purnia, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0002446) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 854259003 is in the middle, and your account number is on the right.