IDBI Katihar
Katihar · Katihar, Bihar
854259202 is the MICR code for the Katihar branch of IDBI, located in Katihar, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0000720.
Bank
IDBI
Branch & Address
Katihar
Idbi Ground Floor Gateway Plaza Shahid Chowk Katihar-854105
Katihar, Katihar, Bihar
Contact
+919471005588MICR Code Structure
854
City
259
Bank
202
Branch
City code 854 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Katihar
Other banks in Katihar, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0000720) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 854259202 is in the middle, and your account number is on the right.