Bandhan Bank Jogbani Branch
Jogbani Branch · Araria, Bihar
854750003 is the MICR code for the Jogbani Branch branch of Bandhan Bank, located in Araria, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BDBL0002464.
Bank
Bandhan Bank
Branch & Address
Jogbani Branch
First Floor, Ward no -12, Uttar Maheswari, Netaji Chowk, Jogbani, District-araria, Bihar - 854328.
Araria, Jogbani, Bihar
Contact
+916292124641MICR Code Structure
854
City
750
Bank
003
Branch
City code 854 identifies the RBI clearing centre, bank code 750 identifies Bandhan Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Bandhan Bank branches near Araria
Other banks in Araria, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BDBL0002464) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 854750003 is in the middle, and your account number is on the right.