Ujjivan Small Finance Bank Dhamdaha
Dhamdaha · Purnia, Bihar
854761006 is the MICR code for the Dhamdaha branch of Ujjivan Small Finance Bank, located in Purnia, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UJVN0003714.
Bank
Ujjivan Small Finance Bank
Branch & Address
Dhamdaha
First Floor Khata No2411 and 3012khesra no 289290 and 291 Mohalladhamdahapragna Dharmpur Thana and Sub Registry Dhamdaha Purnia Bihar
Purnia, Dhamdaha, Bihar
Contact
40712166MICR Code Structure
854
City
761
Bank
006
Branch
City code 854 identifies the RBI clearing centre, bank code 761 identifies Ujjivan Small Finance Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Ujjivan Small Finance Bank branches near Purnia
Other banks in Purnia, Bihar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UJVN0003714) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 854761006 is in the middle, and your account number is on the right.